Small Commercial
BOP

Small Commercial
BOP

Our BOP Offers Competitive Rates

AmeriTrust Group’s BOPEdge product offers a comprehensive Business Owners’ Policy for a wide variety of classes at competitive rates.

Target Classes
  • Mercantile stores
    • Appliance stores
    • Art galleries
    • Bookbinding & printing supplies
    • Books & magazine stores
    • Camera & photographic equipment (Retail only)
    • Clothing or wearing apparel (Retail only)
    • Drugstores
    • Electronics stores
    • Florists
    • Gift shops
    • Hobby, craft & artists supplies stores
    • Janitorial supplies stores
    • Leather products stores
    • Luggage goods stores
    • Musical instruments stores
    • Newsstands
    • Office machines or appliances
    • Pet stores
    • Photographic equipment
    • Precision & scientific tools & instruments
    • Retail stores (Not otherwise classified)
    • Sewing machine stores
    • Shoe stores
    • Stationery/Paper product stores
    • Toy stores
    • Trophy stores
    • Variety stores – five & ten cent stores
    • Video stores – rental/sales
    • Wig shops
  • Convenience food stores
    • Bakeries (With or without baking on premises)
    • Health & natural food stores
  • Home furnishings & maintenance stores
    • Electrical lighting stores
    • Fabric stores
    • Floor covering stores
    • Furniture stores
    • Hardware stores
    • Paint, wallpaper or wall-covering stores
    • Painting, picture or frame stores
    • Plumbing supplies & fixtures
  • Services
    • Barber shops
    • Beauty parlors & hair styling salons (Including nail salons)
    • Engravers
    • Funeral homes or chapels
    • Interior decorators
    • Mailbox & packaging
    • Photographers
    • Printing
    • Tailoring & dressmaking
    • Taxidermists
    • Television/radio installation or repair
  • Healthcare Office & Services
    • Hearing Aid Stores
    • Medical, Hospital & Surgical Supply
    • Optical Stores
    • Small Physician Offices
  •  Offices
    • Accounting services (Except CPAs)
    • Accounting services – CPAs
    • Bookkeeping services
    • Credit reporting agencies
    • Insurance agents
    • Real estate agents
Ineligible Classes
  • Apartments
  • Contractors
  • Condominium
  • Commercial unit owners
  • Supermarkets
  • Manufacturing
  • Motels
  • Residential condominium associations
  • Party stores
  • Grocery stores
  • Restaurant & wholesale/distribution
Special Features
  • Multi-year policy capability with locked-in rates!
  • Use of ISO BOP eligibility guidelines
  • Up to 35,000 sq. ft. total floor Offices up to 100,000 sq. ft.
  • Minimum premium: $500
  • Sales up to: $6,000,000
  • Professional liability coverage available for applicable services classes
  • Optional coverages include:
    • Cyber liability
    • Employment practice liability
Availability

Most States
Not Available: AK & HI

Download a copy of our product profile today