Health & Fitness

Health & Fitness

FitnessEdge Solutions for Health and Athletic Clubs

AmeriTrust Group’s FitnessEdge® product provides comprehensive coverage for the health & fitness industry.

Target Classes
  • Aerobics classes/instructors
  • Basketball courts in health clubs
  • Corporate fitness center management companies
  • Dance schools/studios/instructors
  • Fitness instructors
  • Golf instructors
  • Group personal training
  • Indoor wall climbing/instructors
  • Martial arts schools/instructors
  • Massage therapy
  • Non-contact kick boxing/instructors
  • Personal training groups/instructors
  • Pilates/instructors
  • Racquetball/racquet clubs/instructors
  • Spinning classes/instructors
  • Summer camps in health clubs (No overnights, on premises only)
  • Swim classes/schools/instructors in health clubs
  • Tennis clubs/instructors
  • Tumbling classes/instructors
  • Yoga studios/instructors
Available Coverages
  • Abuse/molestation
    • $100,000/$300,000 included (Higher limits available)
  • Automobile
    • Including hired/non-owned (Not available in Massachusetts)
  • Employee benefits liability
  • Employment practices liability
  • General liability
    • $1,000,000/$3,000,000 & $2,000,000/$4,000,000
  • Professional liability (Included within general liability limits)
  • Blanket additional insured endorsement
  • Property
    • Broadened property enhancement endorsement
    • Business income
    • Crime
    • Equipment Breakdown coverage
    • Inland marine
  • Workers’ compensation
  • Umbrella
    • Up to $5,000,000
Special Features

Additional affiliated exposures may include:

  • Children’s parties
  • Cycling
  • Hiking
  • Indoor golf
  • Open & enclosed slides
  • Swimming pools & water areas in health clubs
Availability

Most States
Not Available: AK, HI & MA

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